For many owners, dogs are family. With their big doughy eyes, loveable smiles and quirky ways, we know just how much your dog means to you. Which is why when our dogs become injured or unwell, it’s difficult and upsetting for owners.
We all know veterinary treatment can be expensive. Quickly running into the hundreds and often thousands of pounds, it’s an expense many owners can’t afford.
But dog insurance offers that peace of mind. You’ll know that if your dog has an accident or falls ill, any unexpected vet bills will be covered and paid for. It ensures your best friend can get the treatment they need to bring them back to health. So they can once again be by your side where they belong.
We know the stress of your dog being unwell is enough without adding financial worries into the mix. At 4Paws you can choose from three policy types, all with differing vet fee limits to give the right level of cover for your dog. All for just a small monthly cost.
Cover from 6 weeks old
Fees can be paid directly to your vet practice
Pay monthly with no extra cost
UK based contact centre
24/7 emergency claim line
Dedicated Pet Specialists
We can pre-authorise claims too!
A time limited, low cost policy designed to help with the costs of veterinary treatment for injury or illness.
Our time limited policy offers cover for up to 12 months per condition.
Has a veterinary fee limit of £3,000 per condition.
An enhanced level of cover with an extensive range of extra benefits.
Maximum benefit polices have no time limit on claims, so you can claim year after year for an ongoing condition, up to the monetary limits for as long as you continue to renew your policy.
We offer 3 levels of cover with veterinary fees limits of £2,000, £4,000 or £7,000 per condition.
Our most comprehensive policy, with our highest level of cover, including a range of extensive benefits.
These policies are often recommended by veterinary surgeons and provide complete piece of mind thanks to the best healthcare possible for your pet. The limit renews every year for as long as you continue to renew your policy.
We offer 3 types of lifetime cover with veterinary fee limits of £4,000, £7,000 or £12,000 per year.
Some of our most comprehensive policies, including a range of extensive benefits. By contributing 30% towards the cost of each claim, we can reduce the price of your policy.
Lifetime policies are often recommended by veterinary surgeons and provide complete peace of mind thanks to the best healthcare possible for your pet. The limit renews every year for as long as you continue to renew your policy.
We offer 3 types of lifetime contribution cover, with veterinary fee limits of £4,000, £7,000 or £12,000 per year.
By nature, dogs are keen explorers. But unfortunately with exploration, injury and illness can follow.
Vets often see dogs who’ve ingested something they shouldn’t. Whether that’s a ball, plants or your favourite slippers. Many dogs will pass the object naturally, but when they can’t and there are visible signs of discomfort, it’s time to see the vet.
Other top injuries and illnesses include, skin problems, diabetes, arthritis, cruciate ligament rupture and wounds from dog bites. These ailments can become extremely uncomfortable and debilitating if left untreated. Always seek veterinary help if you suspect your dog is unwell.
Your dog insurance policy comes with a couple of features as standard.
It’s important to be aware of the standard exemptions within your dog insurance policy. Most pet insurers don’t provide cover for the following:
|Standard||Maximum benefit||Lifetime||Lifetime Contribution|
|Veterinary Fees||£3,000 per condition for 12 months||Up to £7,000 per condition||Up to £12,000 per year, renewed each policy year||Up to £12,000 per year, renewed each policy year|
|Complementary Treatment||x||Up to £1000||Up to £1500||Up to £1500|
|Third Party Liability||£1,000,000||£1,000,000||Up to £3,000,000||Up to £2,000,000|
|Boarding Fees||x||Up to £1250||Up to £2000||Up to £2000|
|Advertising & Reward||x||Up to £1500||Up to £2000||Up to £2000|
|Theft or Straying||x||Up to £1500||Up to £2000||Up to £2000|
|Death from injury||x||Up to £1500||Up to £2000||Up to £2000|
|Death from illness||x||Up to £1500||Up to £2000||Up to £2000|
|Holiday cancellation||x||Up to £1750||Up to £3000||Up to £3000|
|Emergency repatriation||x||Up to £1000||Up to £2000||Up to £2000|
|Quarantine or loss of documents||x||Up to £1250||Up to £1500||Up to £1500|
The average claims cost is over £700. So it’s no surprise why many dog owners opt for insurance to avoid heavy charges.
The cost of dog insurance varies depending on which policy you choose. Your dog’s breed can also influence the price you pay (some breeds are more prone to certain illnesses than others.) Where you live is also a factor, as well as the age of your dog.
To be eligible for dog insurance, please take the following requirements into consideration: