14 Dec What is lifetime cover?
Lifetime policies provide cover for veterinary treatment costs, due to illness or injury, throughout your pets lifetime. However, we do not provide cover for any illness or injury (including clinical signs), which happened or occurred before your policy start date.
Although cover is annually renewable, provided we offer and you accept our renewal invitation, your pet will benefit from continuous cover, including costs for recurring conditions. Once the policy has been renewed with us, the maximum limits for the cover selected will be available again.
It is important to note that Policy Terms and Conditions can change over time. For example; in addition to any excess payable, you will be required to contribute to the cost of treatment once your pet reaches a certain age. Please refer to your certificate of insurance for further details. In addition, your premiums will increase due to factors such as your pet’s age, breed, claims history, postal address and our view of future costs of providing cover.