What affects the price of my pet’s insurance?
- Your pet’s age – as they get older, the cost of insuring them rises.
- Their breed is taken into account as some are prone to certain conditions.
- The area you and your pet live, as the price of some treatments and medication change due to this.
- Developments in medical treatments as they can alter the cost of vet visits.
- The number of claims made against your individual policy and any trends in overall claims behaviour can also make a difference.
Want to know further details on how your premium is calculated? Read our full guide here.
You can also view the table below which shows the costs of some common claims based on 4Paws Pet Insurance claims settled between Sept 2021 – December 2021:
Some facts and figures from Mintel and the Association of British Insurers
The average claim value across all pet policies in 2020 was £817
62% of dog and cat owners were likely to take out or renew pet insurance in 2021
Examples of how much it can cost to treat an ill or injured pet include:
£7,000 to treat a French Bulldog with a fractured leg.
£3,770 for the treatment of a fractured femur leg bone of a cat following an accident
£3,800 to treat a dog’s dislocated kneecap